Scams and fraud: how to report them in Canada

Who to call (police, the Canadian Anti-Fraud Centre, banks, credit bureaus), common scams and how to spot impersonation.

If you may have been scammed
  1. Stop contact and do not send more money. Keep messages, receipts and account details.
  2. Report to your local police and to the Canadian Anti-Fraud Centre (online reporting system or 1-888-495-8501). Report even if you were not a victim: reports help investigators.
  3. For identity theft, also contact your bank and credit card company and the two national credit bureaus to place a fraud alert.
  4. Deceptive marketing can also be reported to the Competition Bureau.

Common scams

  • Bank investigator or business impersonation: a caller says your account is compromised or there are unauthorized charges.
  • CRA scams: you are told you owe tax or will be arrested unless you pay now, by gift card, Bitcoin or wire.
  • Emergency or grandparent scams: someone claims to be a relative who needs money immediately.
  • Recovery fraud: people pose as the CAFC, police or government and offer to recover lost money for a fee.
  • Online buying and selling: an offer to pay above your asking price to cover shipping.

Fraudsters also impersonate the CAFC and police: confirm any contact using numbers from official sources, not the number the caller gives you.

Canadian Anti-Fraud Centre ↗ · How to report fraud and scams in Canada ↗

Sources and limits

Read on November 14, 2026. Phone number from the Canadian Anti-Fraud Centre; verify before calling anyone who contacted you first.

General information based on federal and national rules; provincial rules may differ. Confirm with the official body before acting. Last reviewed : 2026-11-14.