Monthly household budget planner

Optionally choose a city to prefill the rent with the latest CMHC average. Replace every example value with your own.

City (to prefill the rent, optional)Unit size1 bedroom2 bedrooms3 bedroomsStudioNet household income per month ($)Rent or mortgage and property tax ($)Utilities: electricity, heat, water ($)Groceries ($)Transport: car or transit ($)Childcare ($)Insurance and health costs ($)Debt payments ($)Phone and internet ($)Everything else ($)Savings goal (% of net income)

A planning tool, not financial advice. Only the rent can be prefilled (CMHC average for existing units); every other line is an example value to replace. CMHC treats housing as affordable when it takes less than 30% of before-tax income: this tool uses your net income, so the same share is a stricter test.