Seniors in Northwest Territories: pensions, supplements and programs
Federal pensions (OAS, GIS, CPP) and the provincial programs for seniors in Northwest Territories, with their amounts.
Federal pensions that follow you
These federal amounts are the same in every province and territory.
| Amount | October to December 2026 |
|---|---|
| Maximum monthly, age 65 to 74 | $762.50 |
| Maximum monthly, age 75 and over | $838.75 |
| No pension if 2025 net world income reaches (65 to 74) | $152,062 |
| Recovery tax starts above (2025 income) | $93,454 |
| Amount | October to December 2026 |
|---|---|
| Maximum monthly, single, widowed or divorced | $1,138.90 |
| Single: annual income must be under | $23,112 |
| Maximum monthly, spouse receives full OAS | $685.56 |
| Couple (both OAS): combined income must be under | $30,528 |
| Amount | 2026 |
|---|---|
| Maximum monthly at age 65 | $1,507.65 |
| Average for new beneficiaries (July 2026) | $858.34 |
| Year's maximum pensionable earnings (YMPE) | $74,600 |
Programs for seniors in Northwest Territories
Senior Citizen Supplementary Benefit
Monthly top-up for low-income seniors receiving the GIS.
| Amount | as published in November 2026 |
|---|---|
| Amount | $196.00 / month |
Senior Home Heating Subsidy
Helps lower-income seniors pay for home heating fuel.
| Amount | as published in November 2026 |
|---|---|
| Household income limit | $90,000 / year |
| Zone 1 | $530 / month, up to $4,240 |
| Zone 3 | $1,090 / month, up to $8,720 |
Health and dental
See the health guide for Northwest Territories for drug plans, your health card and dental help.
General information, not legal or financial advice. Figures show their source and the date they were read; confirm with the official body before making a decision.
Guides for this province
- Renting in Northwest Territories: rights, rent increases and average rents
- Working in Northwest Territories: minimum wage, standards and wages
- Moving to Northwest Territories: health card, driver's licence and taxes
- Cost of living in Northwest Territories: prices, rent, wages and taxes
- Buying a home in Northwest Territories: land transfer tax, rebates and first-time buyer help
- Health care in Northwest Territories: health card, drug plans and dental help
- Studying in Northwest Territories: tuition, student aid and grants
- Seniors in Northwest Territories: pensions, supplements and programs
- Taxes in Northwest Territories: income tax rates, sales tax and take-home pay (2026)
- Families in Northwest Territories: child benefits and family programs
- Immigrating to Northwest Territories: nominee program, steps and processing times