Open ProvincesHealth care in Newfoundland and Labrador: health card, drug plans and dental help
How health insurance works in Newfoundland and Labrador, provincial drug plans with their amounts, dental care and disability supports.
Your provincial health insurance
Medically necessary hospital and doctor services in Newfoundland and Labrador are covered by the provincial plan: MCP (Medical Care Plan). Your health card is the key to those services. It is valid in your province, and you should keep your previous coverage until the new one starts, since a waiting period can apply when you move. Official government site ↗
Drug coverage and health programs
NL Prescription Drug Program (NLPDP)
Several drug plans for seniors, low-income residents and people with high drug costs.
| Amount | as published in November 2026 |
|---|---|
| 65Plus Plan: dispensing fee (maximum) | $6.00 |
| Access Plan: income limit, single | $27,151 |
| Access Plan: income limit, family with children | $42,870 |
| Assurance Plan: drug costs above this share of net income | 5% to 10% |
- 65Plus: seniors who receive OAS and the GIS. Foundation Plan: 100% coverage with no co-payment (income support and some others).
- Access Plan co-payments are 20% to 70% depending on income; Assurance Plan is for households under $150,000 with high drug costs.
How to get it: Apply with the NLPDP application form.
Dental care
Dental care is mostly not covered by provincial health insurance. The federal Canadian Dental Care Plan helps eligible residents without private dental insurance.
| Amount | 2026 |
|---|---|
| Adjusted family net income must be under | $90,000 |
Disability supports
Newfoundland and Labrador Disability Benefit
Monthly support for low-income people approved for the disability tax credit.
| Amount | July 2026 to June 2027 |
|---|---|
| Maximum | $400 / month |
| Full amount if income is less than | $29,402 |
Related tools and guides
General information, not legal or financial advice. Figures show their source and the date they were read; confirm with the official body before making a decision.
Guides for this province
- Renting in Newfoundland and Labrador: rights, rent increases and average rents
- Working in Newfoundland and Labrador: minimum wage, standards and wages
- Moving to Newfoundland and Labrador: health card, driver's licence and taxes
- Cost of living in Newfoundland and Labrador: prices, rent, wages and taxes
- Buying a home in Newfoundland and Labrador: land transfer tax, rebates and first-time buyer help
- Health care in Newfoundland and Labrador: health card, drug plans and dental help
- Studying in Newfoundland and Labrador: tuition, student aid and grants
- Seniors in Newfoundland and Labrador: pensions, supplements and programs
- Taxes in Newfoundland and Labrador: income tax rates, sales tax and take-home pay (2026)
- Families in Newfoundland and Labrador: child benefits and family programs
- Immigrating to Newfoundland and Labrador: nominee program, steps and processing times