Newfoundland and Labrador
Newfoundland and Labrador is a Canadian province. Capital: St. John's. Find key facts below and follow the link to the official government site for current services, taxes and programs.
Key figures
- Population
- 552,462 2026-07 · 0.4% / 12 m
- Unemployment rate
- 8.7% 2026-10
- Inflation (12 months)
- 4.7% 2026-09
- Average weekly earnings
- $1,321 2026-08
Source: Statistics Canada. Updated automatically. Compare all provinces →
Guides for this province
- Renting in Newfoundland and Labrador: rights, rent increases and average rents
- Working in Newfoundland and Labrador: minimum wage, standards and wages
- Moving to Newfoundland and Labrador: health card, driver's licence and taxes
- Cost of living in Newfoundland and Labrador: prices, rent, wages and taxes
- Buying a home in Newfoundland and Labrador: land transfer tax, rebates and first-time buyer help
- Health care in Newfoundland and Labrador: health card, drug plans and dental help
- Studying in Newfoundland and Labrador: tuition, student aid and grants
- Seniors in Newfoundland and Labrador: pensions, supplements and programs
- Taxes in Newfoundland and Labrador: income tax rates, sales tax and take-home pay (2026)
- Families in Newfoundland and Labrador: child benefits and family programs
- Immigrating to Newfoundland and Labrador: nominee program, steps and processing times
| Type | Province |
|---|---|
| Capital | St. John's |
| Joined Canada (or created) | 1949 |
| Languages | English (de facto) |
| Sales tax system | HST (harmonized sales tax, GST + provincial part) |
| Sales tax rates | HST 15% (Source: Canada Revenue Agency) |
| Public health plan | MCP (Medical Care Plan) |
| Driver's licensing body | Service NL |
| Official government site | https://www.gov.nl.ca/ |
Rates and amounts change. Each figure on this site shows its official source and the date it was read; confirm on the official page before making a decision.
Programs in this province or territory
Families and children
- Newfoundland and Labrador Child BenefitMonthly amount for low-income families, paid with the CCB.
Official source ↗ · read on 2026-11-13Amounts — July 2026 to June 2027 First child $157.33 / month Second child $166.83 / month Partial benefit above adjusted family net income of $20,397
Work and income
- Income SupportHelp with basic needs such as food, shelter and clothing.
Read the full guide →Amounts — as published in November 2026 Basic benefit, single adult $561 / month Rent or mortgage, single person living alone (maximum) $522 / month Fuel supplement, Island / Labrador $71 / $132 per month Official source ↗ · read on 2026-11-13Conditions and rules
- Shelter is paid up to the maximum, based on actual rent; $299 for a single person with a roommate.
- Special needs can be added; amounts do not include them.
How to get it : Apply to the Department of Social Supports and Well-Being.
- NL Income SupplementQuarterly payment for low-income residents, paid with the GST/HST credit.
Official source ↗ · read on 2026-11-13Amounts — July 2026 to June 2027 Single individual $520 / year With a spouse or common-law partner $589 / year Per child under 19 $231 / year
Seniors and retirement
- NL Seniors' BenefitQuarterly payment for low-income seniors.
Official source ↗ · read on 2026-11-13Amounts — July 2026 to June 2027 Annual amount $1,882 Full amount if adjusted family net income is at most $30,409 Partial amount up to $46,549
Disability
- Newfoundland and Labrador Disability BenefitMonthly support for low-income people approved for the disability tax credit.
Official source ↗ · read on 2026-11-13Amounts — July 2026 to June 2027 Maximum $400 / month Full amount if income is less than $29,402
Health and drugs
- NL Prescription Drug Program (NLPDP)Several drug plans for seniors, low-income residents and people with high drug costs.
Amounts — as published in November 2026 65Plus Plan: dispensing fee (maximum) $6.00 Access Plan: income limit, single $27,151 Access Plan: income limit, family with children $42,870 Assurance Plan: drug costs above this share of net income 5% to 10% Official source ↗ · read on 2026-11-13Conditions and rules
- 65Plus: seniors who receive OAS and the GIS. Foundation Plan: 100% coverage with no co-payment (income support and some others).
- Access Plan co-payments are 20% to 70% depending on income; Assurance Plan is for households under $150,000 with high drug costs.
How to get it : Apply with the NLPDP application form.
Students and training
- Student AidOne application for federal and provincial loans and grants.
Amounts — 2026-27 Provincial grant, full-time up to $120 / week of study Provincial grant, full-time up to $120 / week of study Official source ↗ · read on 2026-11-13Conditions and rules
- You must first qualify for federal aid; the grant requires NL residency and high school completed in the province.
- Students studying outside the province get loans only, unless an exception is approved.
- The Debt Reduction Grant may convert up to the full amount of provincial student loans into non-repayable grants. Conditions: graduating within 10 years from an eligible program in the province of at least 60 weeks (80 weeks before August 1, 2025), borrowing more than $165 a week, passing at least 80% of a full course load each period, and proof of graduation within 2 years.
How to get it : One online application on StudentAidNL.
Federal programs (all of Canada) →
Online accounts
- MyGovNLDriver and vehicle services, health card (MCP) and other provincial services.Official page ↗ · link checked
Guides
- Moving to another province: checklistA practical checklist for moving between Canadian provinces and territories: health card, driver's licence, vehicle, taxes and address changes.
- Sales tax systems across CanadaWhich provinces and territories charge GST only, GST plus a provincial tax, QST or HST — grouped, with links to official sources.
- Provincial health insurance plansThe name of the public health insurance plan in each Canadian province and territory, with a link to each government.
- Driver's licensing by provinceWhich body issues driver's licences in each Canadian province and territory, with a link to each government.
Tools
- Mortgage payment calculatorCanadian compounding, any province.
- Compound interest calculatorSavings growth with regular contributions.
- Tip & bill split calculatorTip amount and per-person share.
- Personal finance tracker (private, encrypted)Accounts, investments, goals and net worth — stored encrypted in your browser.
- Income tax calculator by province (2026)Federal and provincial tax, CPP and EI on a salary: pick your province.
- Sales tax calculator (GST/HST/PST by province)Add or remove sales tax for any province or territory.
- Average rent by cityCMHC average rents for 180 Canadian cities, by number of bedrooms.
- Gasoline prices by cityMonthly average pump price in 18 cities, and the change over a year.
- Wages by occupation and provinceLow, median and high wages for 500 occupations in every province.
- Vehicle fuel consumption ratingsOfficial L/100 km and CO2 ratings for current model-year vehicles.
- Recent recalls and safety alertsThe 100 latest food, product, vehicle and health recalls.
- Recent earthquakes in CanadaEarthquakes of the last 30 days in and near Canada.
- Immigration processing times by countryIRCC's current estimates for visitor visas, study and work permits.
- Air quality right now (AQHI)Live Air Quality Health Index for communities across Canada.
- Business grants, loans and programs finder1,600 federal, provincial and territorial programs for businesses and self-employed people.
- Statutory holidays by provincePublic holidays this year and next for each province and territory.
- EI: hours required and weeks payable by regionHow many insurable hours you need for Employment Insurance where you live.
- Benefit payment datesWhen the next CCB, OAS, CPP and other payments arrive.
- Rent increase calculator by provinceThe highest rent your landlord can ask for, where a cap exists.
- Land transfer tax calculator by provinceLand transfer tax or registration fees when you buy a home, with first-time buyer relief where it exists.
- Weather alerts in Canada, liveActive warnings, advisories and statements from Environment and Climate Change Canada, by province.
- River water levels, liveLatest level and flow of major rivers, with the change over 24 hours.
- City comparer: rent, gas and minimum wagePut two Canadian cities side by side: average rents, gasoline, minimum wage, sales tax and the hours of work a 1-bedroom takes.
- Net-to-gross salary calculator by province (2026)The gross salary you need to take home a given amount, in any province or territory.
- RRSP tax refund calculator and RRSP vs TFSAHow much tax an RRSP contribution saves in your province, and whether an RRSP or a TFSA grows more.
- Canada Child Benefit calculator (July 2026 to June 2027)Estimate your Canada Child Benefit from your family income and the ages of your children.
- Housing starts and new-home prices by provinceMonthly housing starts (CMHC) and the new housing price index for 35 areas.
- Population growth and migration by provinceBirths, deaths, immigrants, emigration, interprovincial migration and temporary residents for the last five years.
- Employment Insurance beneficiaries by provinceHow many people receive regular EI benefits in each province and territory, and how that changed over a year.
- Canadian time zone converterOne time, every Canadian zone: Pacific to Newfoundland, with daylight saving handled for you.
- Invoice generator with GST/HST/PSTBuild an invoice with the right sales tax for your province, then print it or save it as a PDF.
- Paper sizes: Letter, Legal, A4 and moreDimensions of Canadian and international paper sizes in mm, inches, points and pixels.
- Encrypt or decrypt a file in your browserProtect a file with a password using AES-256. Nothing leaves your device.
- Rent or buy calculator for CanadaCompare buying a home with renting and investing the difference, with your province's land transfer tax and every assumption editable.
- Minimum wage earnings calculatorWhat a minimum-wage job pays per week, month and year in each province.
- Inflation calculator (Canada)What an amount from any year since 1914 is worth today.
- Currency converter (Bank of Canada rates)Canadian dollar against 10 currencies, official daily rates.
- Grocery prices by provinceAverage price of 26 staples in each province, and the change over a year.
- Loan payment calculatorMonthly payment and total interest.
- Percentage calculatorPercent of, percent-of-total and percent change.
- Metric / imperial converterTemperature, length, weight and volume.
- JSON formatter and validatorFormat, minify, validate or copy JSON directly in your browser.
- Word, character and reading-time counterPaste or type text to count it. Your text stays in this browser.
- Secure password generatorGenerate a password with your browser’s cryptographic random-number API. The password is not sent to Open Provinces.
- Password strength checkerEstimate how strong a password is and see what weakens it. The analysis runs in your browser: the password is neither…
- QR code generatorCreate a QR code for a website, a message or a Wi-Fi network, then download it as a PNG.
- Compress a JPG, PNG or WebP imageResize and compress an image locally. The file stays on your device.
- Crop an imageCut a photo or screenshot down to the area you need, with a free or fixed ratio. The image stays in your browser: it is…