Seniors in Newfoundland and Labrador: pensions, supplements and programs
Federal pensions (OAS, GIS, CPP) and the provincial programs for seniors in Newfoundland and Labrador, with their amounts.
Federal pensions that follow you
These federal amounts are the same in every province and territory.
| Amount | October to December 2026 |
|---|---|
| Maximum monthly, age 65 to 74 | $762.50 |
| Maximum monthly, age 75 and over | $838.75 |
| No pension if 2025 net world income reaches (65 to 74) | $152,062 |
| Recovery tax starts above (2025 income) | $93,454 |
| Amount | October to December 2026 |
|---|---|
| Maximum monthly, single, widowed or divorced | $1,138.90 |
| Single: annual income must be under | $23,112 |
| Maximum monthly, spouse receives full OAS | $685.56 |
| Couple (both OAS): combined income must be under | $30,528 |
| Amount | 2026 |
|---|---|
| Maximum monthly at age 65 | $1,507.65 |
| Average for new beneficiaries (July 2026) | $858.34 |
| Year's maximum pensionable earnings (YMPE) | $74,600 |
Programs for seniors in Newfoundland and Labrador
NL Seniors' Benefit
Quarterly payment for low-income seniors.
| Amount | July 2026 to June 2027 |
|---|---|
| Annual amount | $1,882 |
| Full amount if adjusted family net income is at most | $30,409 |
| Partial amount up to | $46,549 |
Health and dental
See the health guide for Newfoundland and Labrador for drug plans, your health card and dental help.
General information, not legal or financial advice. Figures show their source and the date they were read; confirm with the official body before making a decision.
Guides for this province
- Renting in Newfoundland and Labrador: rights, rent increases and average rents
- Working in Newfoundland and Labrador: minimum wage, standards and wages
- Moving to Newfoundland and Labrador: health card, driver's licence and taxes
- Cost of living in Newfoundland and Labrador: prices, rent, wages and taxes
- Buying a home in Newfoundland and Labrador: land transfer tax, rebates and first-time buyer help
- Health care in Newfoundland and Labrador: health card, drug plans and dental help
- Studying in Newfoundland and Labrador: tuition, student aid and grants
- Seniors in Newfoundland and Labrador: pensions, supplements and programs
- Taxes in Newfoundland and Labrador: income tax rates, sales tax and take-home pay (2026)
- Families in Newfoundland and Labrador: child benefits and family programs
- Immigrating to Newfoundland and Labrador: nominee program, steps and processing times