Seniors in Newfoundland and Labrador: pensions, supplements and programs

Federal pensions (OAS, GIS, CPP) and the provincial programs for seniors in Newfoundland and Labrador, with their amounts.

Federal pensions that follow you

These federal amounts are the same in every province and territory.

AmountOctober to December 2026
Maximum monthly, age 65 to 74$762.50
Maximum monthly, age 75 and over$838.75
No pension if 2025 net world income reaches (65 to 74)$152,062
Recovery tax starts above (2025 income)$93,454

Official source ↗

AmountOctober to December 2026
Maximum monthly, single, widowed or divorced$1,138.90
Single: annual income must be under$23,112
Maximum monthly, spouse receives full OAS$685.56
Couple (both OAS): combined income must be under$30,528

Official source ↗

Amount2026
Maximum monthly at age 65$1,507.65
Average for new beneficiaries (July 2026)$858.34
Year's maximum pensionable earnings (YMPE)$74,600

Official source ↗

Programs for seniors in Newfoundland and Labrador

NL Seniors' Benefit

Quarterly payment for low-income seniors.

AmountJuly 2026 to June 2027
Annual amount$1,882
Full amount if adjusted family net income is at most$30,409
Partial amount up to$46,549

Official source ↗

Health and dental

See the health guide for Newfoundland and Labrador for drug plans, your health card and dental help.

General information, not legal or financial advice. Figures show their source and the date they were read; confirm with the official body before making a decision.

Guides for this province