Open ProvincesOntario
Ontario is a Canadian province. Capital: Toronto. Find key facts below and follow the link to the official government site for current services, taxes and programs.
Key figures
- Population
- 16,262,121 2026-07 · 0.3% / 12 m
- Unemployment rate
- 7.3% 2026-10
- Inflation (12 months)
- 2.5% 2026-09
- Average weekly earnings
- $1,396 2026-08
Source: Statistics Canada. Updated automatically. Compare all provinces →
Guides for this province
- Renting in Ontario: rights, rent increases and average rents
- Working in Ontario: minimum wage, standards and wages
- Moving to Ontario: health card, driver's licence and taxes
- Cost of living in Ontario: prices, rent, wages and taxes
- Buying a home in Ontario: land transfer tax, rebates and first-time buyer help
- Health care in Ontario: health card, drug plans and dental help
- Studying in Ontario: tuition, student aid and grants
- Seniors in Ontario: pensions, supplements and programs
- Taxes in Ontario: income tax rates, sales tax and take-home pay (2026)
- Families in Ontario: child benefits and family programs
- Immigrating to Ontario: nominee program, steps and processing times
| Type | Province |
|---|---|
| Capital | Toronto |
| Joined Canada (or created) | 1867 |
| Languages | English (de facto); French-language services under the French Language Services Act |
| Sales tax system | HST (harmonized sales tax, GST + provincial part) |
| Sales tax rates | HST 13% (Source: Canada Revenue Agency) |
| Public health plan | OHIP (Ontario Health Insurance Plan) |
| Driver's licensing body | ServiceOntario / Ministry of Transportation |
| Official government site | https://www.ontario.ca/ |
Rates and amounts change. Each figure on this site shows its official source and the date it was read; confirm on the official page before making a decision.
Programs in this province or territory
Families and children
- Ontario Child BenefitMonthly amount for low- to moderate-income families, paid together with the CCB.
Official source ↗ · read on 2026-11-13Amounts — July 2026 to June 2027 Maximum per child under 18 $146.66 / month Partial benefit if adjusted family net income is above $26,865
Work and income
- Ontario Trillium BenefitCombines the energy and property tax credit, the sales tax credit and the northern energy credit in one payment.
Official source ↗ · read on 2026-11-13Amounts — July 2026 to June 2027 Ontario sales tax credit, maximum per adult and per child $378 / year Single person without children: reduced above net income of $29,047 - Ontario WorksFinancial and employment assistance for people in need.
Read the full guide →Amounts — page of 2026 Single adult, basic needs and shelter, up to $733 / month Earnings kept (after 3 months) $200 / month plus 50% of the rest Official source ↗ · read on 2026-11-13Conditions and rules
- For people in temporary financial need who take part in activities that lead to work.
- Rates are not indexed to inflation.
How to get it : Apply online or through your local Ontario Works office.
Seniors and retirement
- GAINSMonthly top-up for low-income seniors who receive OAS and GIS.
Official source ↗ · read on 2026-11-13Amounts — July 2026 to June 2027 Maximum $92 / month Private income limit, single senior $4,416 / year
Disability
- Ontario Disability Support Program (ODSP)Income and employment support for people with disabilities.
Read the full guide →Amounts — July 2026 (reported) Single adult, maximum (reported) $1,436 / month Earnings kept $1,000 / month plus 25% of the rest Official source ↗ · read on 2026-11-13Conditions and rules
- For adults with a disability that substantially limits work, daily living or community participation.
- Rates rose 1.9% in July 2026 and are indexed every July.
How to get it : Apply through the ODSP office with medical forms.
Health and drugs
- Ontario Drug Benefit, OHIP+ and Trillium Drug ProgramDrug coverage for seniors, people under 25 without private insurance, and households with high drug costs.
Official source ↗ · read on 2026-11-13Amounts — as published in November 2026 Seniors: annual deductible $100 Seniors: co-payment per prescription after the deductible up to $6.11 Seniors Co-Payment Program (lower income): co-payment up to $2
Students and training
- OSAPOntario's single application for federal and provincial student grants and loans.
Amounts — 2026-27 Maximum, single student at a public college or university $530 / week Maximum, married student or sole-support parent $875 / week Expected student contribution $3,600 Official source ↗ · read on 2026-11-13Conditions and rules
- Grants and loans are assessed together from your income, your family's income and your costs.
- Lifetime limit of 340 weeks of funding (400 for doctoral studies, up to 520 with a disability).
- OSAP funding for private institutions is paused for 2025-26 and 2026-27.
How to get it : One online application for federal and Ontario aid.
Federal programs (all of Canada) →
Online accounts
- ServiceOntario onlineRenew a driver's licence, health card or licence plate and order certificates.Official page ↗ · link checked
Guides
- Moving to another province: checklistA practical checklist for moving between Canadian provinces and territories: health card, driver's licence, vehicle, taxes and address changes.
- Sales tax systems across CanadaWhich provinces and territories charge GST only, GST plus a provincial tax, QST or HST — grouped, with links to official sources.
- Provincial health insurance plansThe name of the public health insurance plan in each Canadian province and territory, with a link to each government.
- Driver's licensing by provinceWhich body issues driver's licences in each Canadian province and territory, with a link to each government.
Tools
- Mortgage payment calculatorCanadian compounding, any province.
- Compound interest calculatorSavings growth with regular contributions.
- Tip & bill split calculatorTip amount and per-person share.
- Personal finance tracker (private, encrypted)Accounts, investments, goals and net worth — stored encrypted in your browser.
- Income tax calculator by province (2026)Federal and provincial tax, CPP and EI on a salary: pick your province.
- Sales tax calculator (GST/HST/PST by province)Add or remove sales tax for any province or territory.
- Average rent by cityCMHC average rents for 180 Canadian cities, by number of bedrooms.
- Gasoline prices by cityMonthly average pump price in 18 cities, and the change over a year.
- Wages by occupation and provinceLow, median and high wages for 500 occupations in every province.
- Vehicle fuel consumption ratingsOfficial L/100 km and CO2 ratings for current model-year vehicles.
- Recent recalls and safety alertsThe 100 latest food, product, vehicle and health recalls.
- Recent earthquakes in CanadaEarthquakes of the last 30 days in and near Canada.
- Immigration processing times by countryIRCC's current estimates for visitor visas, study and work permits.
- Air quality right now (AQHI)Live Air Quality Health Index for communities across Canada.
- Business grants, loans and programs finder1,600 federal, provincial and territorial programs for businesses and self-employed people.
- Statutory holidays by provincePublic holidays this year and next for each province and territory.
- EI: hours required and weeks payable by regionHow many insurable hours you need for Employment Insurance where you live.
- Benefit payment datesWhen the next CCB, OAS, CPP and other payments arrive.
- Rent increase calculator by provinceThe highest rent your landlord can ask for, where a cap exists.
- Land transfer tax calculator by provinceLand transfer tax or registration fees when you buy a home, with first-time buyer relief where it exists.
- Weather alerts in Canada, liveActive warnings, advisories and statements from Environment and Climate Change Canada, by province.
- River water levels, liveLatest level and flow of major rivers, with the change over 24 hours.
- City comparer: rent, gas and minimum wagePut two Canadian cities side by side: average rents, gasoline, minimum wage, sales tax and the hours of work a 1-bedroom takes.
- Net-to-gross salary calculator by province (2026)The gross salary you need to take home a given amount, in any province or territory.
- RRSP tax refund calculator and RRSP vs TFSAHow much tax an RRSP contribution saves in your province, and whether an RRSP or a TFSA grows more.
- Canada Child Benefit calculator (July 2026 to June 2027)Estimate your Canada Child Benefit from your family income and the ages of your children.
- Housing starts and new-home prices by provinceMonthly housing starts (CMHC) and the new housing price index for 35 areas.
- Population growth and migration by provinceBirths, deaths, immigrants, emigration, interprovincial migration and temporary residents for the last five years.
- Employment Insurance beneficiaries by provinceHow many people receive regular EI benefits in each province and territory, and how that changed over a year.
- Canadian time zone converterOne time, every Canadian zone: Pacific to Newfoundland, with daylight saving handled for you.
- Invoice generator with GST/HST/PSTBuild an invoice with the right sales tax for your province, then print it or save it as a PDF.
- Paper sizes: Letter, Legal, A4 and moreDimensions of Canadian and international paper sizes in mm, inches, points and pixels.
- Encrypt or decrypt a file in your browserProtect a file with a password using AES-256. Nothing leaves your device.
- Rent or buy calculator for CanadaCompare buying a home with renting and investing the difference, with your province's land transfer tax and every assumption editable.
- Minimum wage earnings calculatorWhat a minimum-wage job pays per week, month and year in each province.
- Inflation calculator (Canada)What an amount from any year since 1914 is worth today.
- Currency converter (Bank of Canada rates)Canadian dollar against 10 currencies, official daily rates.
- Grocery prices by provinceAverage price of 26 staples in each province, and the change over a year.
- Loan payment calculatorMonthly payment and total interest.
- Percentage calculatorPercent of, percent-of-total and percent change.
- Metric / imperial converterTemperature, length, weight and volume.
- JSON formatter and validatorFormat, minify, validate or copy JSON directly in your browser.
- Word, character and reading-time counterPaste or type text to count it. Your text stays in this browser.
- Secure password generatorGenerate a password with your browser’s cryptographic random-number API. The password is not sent to Open Provinces.
- Password strength checkerEstimate how strong a password is and see what weakens it. The analysis runs in your browser: the password is neither…
- QR code generatorCreate a QR code for a website, a message or a Wi-Fi network, then download it as a PNG.
- Compress a JPG, PNG or WebP imageResize and compress an image locally. The file stays on your device.
- Crop an imageCut a photo or screenshot down to the area you need, with a free or fixed ratio. The image stays in your browser: it is…