Open ProvincesHealth care in Ontario: health card, drug plans and dental help
How health insurance works in Ontario, provincial drug plans with their amounts, dental care and disability supports.
Your provincial health insurance
Medically necessary hospital and doctor services in Ontario are covered by the provincial plan: OHIP (Ontario Health Insurance Plan). Your health card is the key to those services. It is valid in your province, and you should keep your previous coverage until the new one starts, since a waiting period can apply when you move. Official government site ↗
Drug coverage and health programs
Ontario Drug Benefit, OHIP+ and Trillium Drug Program
Drug coverage for seniors, people under 25 without private insurance, and households with high drug costs.
| Amount | as published in November 2026 |
|---|---|
| Seniors: annual deductible | $100 |
| Seniors: co-payment per prescription after the deductible | up to $6.11 |
| Seniors Co-Payment Program (lower income): co-payment | up to $2 |
Dental care
Dental care is mostly not covered by provincial health insurance. The federal Canadian Dental Care Plan helps eligible residents without private dental insurance.
| Amount | 2026 |
|---|---|
| Adjusted family net income must be under | $90,000 |
Disability supports
Ontario Disability Support Program (ODSP)
Income and employment support for people with disabilities.
| Amount | July 2026 (reported) |
|---|---|
| Single adult, maximum (reported) | $1,436 / month |
| Earnings kept | $1,000 / month plus 25% of the rest |
- For adults with a disability that substantially limits work, daily living or community participation.
- Rates rose 1.9% in July 2026 and are indexed every July.
How to get it: Apply through the ODSP office with medical forms.
Related tools and guides
General information, not legal or financial advice. Figures show their source and the date they were read; confirm with the official body before making a decision.
Guides for this province
- Renting in Ontario: rights, rent increases and average rents
- Working in Ontario: minimum wage, standards and wages
- Moving to Ontario: health card, driver's licence and taxes
- Cost of living in Ontario: prices, rent, wages and taxes
- Buying a home in Ontario: land transfer tax, rebates and first-time buyer help
- Health care in Ontario: health card, drug plans and dental help
- Studying in Ontario: tuition, student aid and grants
- Seniors in Ontario: pensions, supplements and programs
- Taxes in Ontario: income tax rates, sales tax and take-home pay (2026)
- Families in Ontario: child benefits and family programs
- Immigrating to Ontario: nominee program, steps and processing times