Taxes in Ontario: income tax rates, sales tax and take-home pay (2026)

Federal and provincial income tax brackets for Ontario in 2026, CPP and EI, sales tax and what a salary becomes after tax.

Provincial income tax in Ontario (2026)

Taxable income	Rate
Up to $53,891	5.05%
Over $53,891 up to $107,785	9.15%
Over $107,785 up to $150,000	11.16%
Over $150,000 up to $220,000	12.16%
Over $220,000	13.16%

Basic personal amount: $12,989.
Surtax: 20% of the basic provincial tax above $5,818.
Surtax: 36% of the basic provincial tax above $7,446.

Federal income tax (2026)

Taxable income	Rate
Up to $58,523	14%
Over $58,523 up to $117,045	20.5%
Over $117,045 up to $181,440	26%
Over $181,440 up to $258,482	29%
Over $258,482	33%

Federal basic personal amount: $16,452 (reduced to $14,829 for high incomes).

What it means on a salary

Salary	Federal tax	Provincial tax	CPP	EI	Take-home	Average rate
$40,000	$2,691	$1,221	$2,172	$652	$33,264	16.841%
$80,000	$9,243	$4,135	$4,446	$1,123	$61,053	23.684%
$150,000	$25,302	$13,858	$4,646	$1,123	$105,070	29.953%

Employment income only: basic personal amount, CPP, EI and the Canada employment credit. Not included: other credits, the Ontario Health Premium, deductions and benefits.

Payroll contributions (2026)

CPP: 5.95% of earnings between $3,500 and $74,600; then 4% up to $85,000.
EI: 1.63% of earnings up to $68,900.

Sales tax

Combined sales tax in Ontario: 13% (GST 13%).

Source: CRA T4127, T4127, 122nd edition, effective January 1, 2026 ↗, read on 2026-11-13.

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General information, not legal or financial advice. Figures show their source and the date they were read; confirm with the official body before making a decision.