Open ProvincesSeniors in Ontario: pensions, supplements and programs
Federal pensions (OAS, GIS, CPP) and the provincial programs for seniors in Ontario, with their amounts.
Federal pensions that follow you
These federal amounts are the same in every province and territory.
| Amount | October to December 2026 |
|---|---|
| Maximum monthly, age 65 to 74 | $762.50 |
| Maximum monthly, age 75 and over | $838.75 |
| No pension if 2025 net world income reaches (65 to 74) | $152,062 |
| Recovery tax starts above (2025 income) | $93,454 |
| Amount | October to December 2026 |
|---|---|
| Maximum monthly, single, widowed or divorced | $1,138.90 |
| Single: annual income must be under | $23,112 |
| Maximum monthly, spouse receives full OAS | $685.56 |
| Couple (both OAS): combined income must be under | $30,528 |
| Amount | 2026 |
|---|---|
| Maximum monthly at age 65 | $1,507.65 |
| Average for new beneficiaries (July 2026) | $858.34 |
| Year's maximum pensionable earnings (YMPE) | $74,600 |
Programs for seniors in Ontario
GAINS
Monthly top-up for low-income seniors who receive OAS and GIS.
| Amount | July 2026 to June 2027 |
|---|---|
| Maximum | $92 / month |
| Private income limit, single senior | $4,416 / year |
Health and dental
See the health guide for Ontario for drug plans, your health card and dental help.
General information, not legal or financial advice. Figures show their source and the date they were read; confirm with the official body before making a decision.
Guides for this province
- Renting in Ontario: rights, rent increases and average rents
- Working in Ontario: minimum wage, standards and wages
- Moving to Ontario: health card, driver's licence and taxes
- Cost of living in Ontario: prices, rent, wages and taxes
- Buying a home in Ontario: land transfer tax, rebates and first-time buyer help
- Health care in Ontario: health card, drug plans and dental help
- Studying in Ontario: tuition, student aid and grants
- Seniors in Ontario: pensions, supplements and programs
- Taxes in Ontario: income tax rates, sales tax and take-home pay (2026)
- Families in Ontario: child benefits and family programs
- Immigrating to Ontario: nominee program, steps and processing times